Acceptance of Terms
By accessing and using the website, idexca.com, and any services we provide (collectively, our "Service"), you agree to be bound by these Terms of Service ("TOS") and all applicable laws and regulations. If you do not agree to these TOS, you should not access or use our Service.
Changes to TOS
We may modify these TOS at any time without prior notice. The updated version will be indicated by an updated "Effective Date" and the updated version will be effective as soon as it is accessible. Your continued use of our Service after any modifications to these TOS constitutes your acceptance of the modified TOS.
Eligibility
Our Service is intended for individuals who are at least 16 years old or the age of majority in their jurisdiction, whichever is older. By accessing or using our Service, you represent and warrant that you are at least 16 years old or the age of majority in your jurisdiction, whichever is older, and have the legal capacity to enter into these TOS. If you are under the age of majority in your jurisdiction, you may only use our Service with the consent of your parent or legal guardian.
Intellectual Property
Our Service and all content, including but not limited to text, graphics, logos, and software, are the property of idexca and are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, modify, distribute, or create derivative works of any content without our prior written consent.
User Conduct
You agree not to use our Service for any unlawful or prohibited purpose. You may not use our Service in any way that could damage, disable, overburden, or impair our servers or networks. You may not attempt to gain unauthorized access to any part of our Service or interfere with the proper working of our Service. You may not use our Service to transmit, distribute, or store any material that is unlawful, defamatory, harassing, abusive, fraudulent, obscene, or otherwise objectionable.
Termination
We may terminate or suspend your access to our Service at any time without prior notice for any reason, including but not limited to violation of these TOS or any applicable laws or regulations.
Disclaimer
Our Service is provided on an "as is" and "as available" basis. We make no warranties or representations of any kind, express or implied, regarding the accuracy, reliability, or availability of our Service. We disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Limitation of Liability
In no event shall idexca or its affiliates, directors, officers, employees, or agents be liable for any direct, indirect, special, incidental, or consequential damages, including but not limited to loss of profits, loss of data, or loss of use, arising out of or in connection with these TOS or our Service, whether based on contract, tort, or any other legal theory.
Data Protection
We are committed to protecting your personal data and complying with applicable data protection laws, including the European Union General Data Protection Regulation (GDPR). Our Privacy Policy, which is incorporated by reference into these TOS, explains how we collect, use, disclose, and protect your personal data. By using our Service, you consent to our collection, use, and disclosure of your personal data as described in our Privacy Policy.
Governing Law and Jurisdiction
These TOS shall be governed by and construed in accordance with the laws of Hong Kong, without giving effect to any principles of conflicts of law. Any legal action or proceeding arising out of or related to these TOS or our Service shall be brought exclusively in the federal or state courts located in Hong Kong, and you consent to the personal jurisdiction of such courts.
Contact Us
If you have any questions or concerns about these TOS, please contact us.